Business

Whether you operate a "Main St." proprietorship or a manufacturing plant serving international markets, the professional brokers and counselors at the David G. Glenn Agency are equipped to provide the coverages necessary to protect your business from the uncertainty of loss.

Business owners not only need to cover the obvious exposures such as fire for buildings or the treat of lawsuit by a patron falling on their premises, a business also must be able to have the money to get back into business should a loss occur. This is where the the expertise of professional insurance counseling from one of the brokers at the David G. Glenn Agency will give you and your business the piece of mind that you deserve

Building and Contents Coverage	Our policy covers your building, your personal property, outdoor fixtures, service equipment, tenants' improvements and betterments.This coverage is provided on a replacement cost basis, or at actual cash value
Business Income	Provides loss of income you incur, not subject to and limits of insurance, for damage or destruction of your building or personal property.
Seasonal Increases	Your business personal property will automatically increase 25% to provide for seasonal increases.
Automatic Increases	Your building limit may be increased to account for inflationary trends.
Business Liability	We will pay those sums that you are legally obligated to pay as damages because of bodily injury, property damage, personal injury or advertising injury.
Increased Business Liability Limits	Limits of $300,000, $500,000 or $1,000,000 per occurrence. Umbrella Liability Coverage Up To $10,000,000 is available
Business Liability of Additional Insured POPULAR OPTIONS - OFTEN INCLUDED IN PACKAGES	Persons or firms leasing premises or equipment to you can be included as an additional insured.
Exterior Grade Floor Glass	Covers damage or destruction to all exterior grade floor glass including the cost of temporary repair and breakage
Outdoor Signs	Covers direct physical loss of, or damage to, an outdoor sign
Employee Dishonesty	Covers loss of money and business personal property caused by dishonest acts of employees.